About 'home health care aides'|Home Health Care Proves Resilient In Face Of Sandy Destruction

About 'home health care aides'|Home Health Care Proves Resilient In Face Of Sandy Destruction

Ｓｔａｒｔｉｎｇ               ｉｎ               2011,               ｙｏｕｒ               ｅｍｐｌｏｙｅｒ               ｍａｙ               ｂｅ               ｏｆｆｅｒｉｎｇ               ａ               ｎｅｗ               ｔｙｐｅ               ｏｆ               ｆｅｄｅｒａｌ               ｈｅａｌｔｈ               ｃａｒｅ               ｐｌａｎ               ｆｏｒ               ｙｏｕ. Ｔｅｒｍｅｄ               ｔｈｅ               ＣＬＡＳＳ               (Ｃｏｍｍｕｎｉｔｙ               Ｌｉｖｉｎｇ               Ａｓｓｉｓｔａｎｃｅ               Ｓｅｒｖｉｃｅｓ               ａｎｄ               Ｓｕｐｐｏｒｔｓ)               Ａｃｔ,               ｔｈｉｓ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｐｌａｎ               ｗｉｌｌ               ｃｏｖｅｒ               ｔｈｅ               ｃｏｓｔｓ               ｏｆ               ｙｏｕｒ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｓｈｏｕｌｄ               ｙｏｕ               ｂｅｃｏｍｅ               ｔｏｏ               ｄｉｓａｂｌｅｄ               ｔｏ               ｐｅｒｆｏｒｍ               ｂａｓｉｃ               ｔａｓｋｓ               ｓｕｃｈ               ａｓ               ｅａｔｉｎｇ,               ｂａｔｈｉｎｇ,               ａｎｄ               ｄｒｅｓｓｉｎｇ. Ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｗｉｌｌ               ｂｅ               ａｎ               ｏｐｔｉｏｎａｌ               ｈｅａｌｔｈ               ｐｌａｎ,               ｎｏｔ               ａ               "ｔａｘ"               ａｓ               ｓｏｍｅ               ｃｒｉｔｉｃｓ               ａｒｅ               ｃｌａｉｍｉｎｇ. Ａｌｓｏ,               ｔｈｅ               ｐｒｅｍｉｕｍｓ               ｆｏｒ               ｔｈｉｓ               ｈｅａｌｔｈ               ｃａｒｅ               ｐｌａｎ               ｗｉｌｌ               ｎｅｅｄ               ｔｏ               ｂｅ               ｐａｉｄ               ｆｏｒ               ａ               ｍｉｎｉｍｕｍ               ｏｆ               ｆｉｖｅ               ｙｅａｒｓ               ｂｅｆｏｒｅ               ａｎｙ               ｂｅｎｅｆｉｔｓ               ｃａｎ               ｂｅ               ｃｌａｉｍｅｄ. Ｂａｃｋ               ｉｎ               Ｄｅｃｅｍｂｅｒ               ｏｆ               2009,               Ｃｏｎｇｒｅｓｓ               ｐａｓｓｅｄ               ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｂｉｌｌ               ａｓ               ｐａｒｔ               ｏｆ               ｔｈｅ               ｎｅｗ               ｈｅａｌｔｈ               ｃａｒｅ               ｌａｗ. Ａｆｔｅｒ               ｉｔ               ｗａｓ               ａｐｐｒｏｖｅｄ               ｂｙ               ｔｈｅ               Ｈｏｕｓｅ               ｏｆ               Ｒｅｐｒｅｓｅｎｔａｔｉｖｅｓ               ｉｎ               2010,               Ｏｂａｍａ               ｓｉｇｎｅｄ               ｉｔ               ｉｎｔｏ               ｌａｗ. Ｔｈｉｓ               ｌａｗ               ｓｐｅｃｉｆｉｃａｌｌｙ               ｓｔａｔｅｓ               ｔｈａｔ               ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｉｓ               "ａ               ｎａｔｉｏｎａｌ               ｖｏｌｕｎｔａｒｙ               ｉｎｓｕｒａｎｃｅ               ｐｒｏｇｒａｍ,"               ａｎｄ               ｔｈａｔ               ｅｍｐｌｏｙｅｒｓ               ａｒｅ               ｔｏ               ｅｎｒｏｌｌ               ｗｏｒｋｅｒｓ               ａｕｔｏｍａｔｉｃａｌｌｙ,               ｂｕｔ               ｔｈａｔ               ｗｏｒｋｅｒｓ               ｃａｎ               ｃｈｏｏｓｅ               ｔｏ               ｗａｉｖｅ               ｔｈｉｓ               ｉｎｓｕｒａｎｃｅ               ｃｏｖｅｒａｇｅ               "ａｔ               ａｎｙ               ｔｉｍｅ."               Ｔｈｅ               Ｃｏｎｇｒｅｓｓｉｏｎａｌ               Ｂｕｄｇｅｔ               Ｏｆｆｉｃｅ               (ＣＢＯ)               ｅｓｔｉｍａｔｅｓ               ｔｈａｔ               ｐｒｅｍｉｕｍｓ               ｍａｙ               ｂｅ               ａｓ               ｌｏｗ               ａｓ               $5               ｐｅｒ               ｍｏｎｔｈ               ｆｏｒ               ｐｏｖｅｒｔｙ               ｌｅｖｅｌ               ｐａｒｔｉｃｉｐａｎｔｓ               ａｎｄ               ｓｔｕｄｅｎｔｓ,               ｂｕｔ               ｍａｙ               ｂｅ               ａｓ               ｈｉｇｈ               ａｓ               $180               ｐｅｒ               ｍｏｎｔｈ               ｆｏｒ               ｏｔｈｅｒ               ｗｏｒｋｅｒｓ. Ｔｈｅ               ＣＢＯ               ｅｘｐｅｃｔｓ               ｔｈａｔ               ｍｏｓｔ               ｗｏｒｋｅｒｓ               ｗｉｌｌ               ｅｎｄ               ｕｐ               ｐａｙｉｎｇ               ｐｒｅｍｉｕｍｓ               ｏｆ               ａｂｏｕｔ               $123               ｐｅｒ               ｍｏｎｔｈ.                Ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｉｓ               ｎｏｔ               ｅｘｐｅｃｔｅｄ               ｔｏ               ｒｅｐｌａｃｅ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｉｎｓｕｒａｎｃｅ,               ｗｈｉｃｈ               ｉｓ               ａ               ｐａｒｔｎｅｒｓｈｉｐ               ｂｅｔｗｅｅｎ               ｓｔａｔｅ               ａｎｄ               ｆｅｄｅｒａｌ               ｍｅｄｉｃａｌ               ｃｏｖｅｒａｇｅ               ｐｒｏｇｒａｍｓ               ａｎｄ               ｐｒｉｖａｔｅ               ｉｎｓｕｒｅｒｓ. Ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｉｎｓｕｒａｎｃｅ               ｉｓ               ｉｎｔｅｎｄｅｄ               ｔｏ               ｐｒｏｔｅｃｔ               ａ               ｐａｒｔｉｃｉｐａｎｔ'ｓ               ａｓｓｅｔｓ               ｆｒｏｍ               ｂｅｉｎｇ               ｃｏｍｐｌｅｔｅｌｙ               "ｓｐｅｎｔ               ｄｏｗｎ"               ｂｅｆｏｒｅ               ｔｈａｔ               ｐａｒｔｉｃｉｐａｎｔ               ｑｕａｌｉｆｉｅｓ               ｆｏｒ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｃｏｖｅｒａｇｅ               ｆｒｏｍ               Ｍｅｄｉｃａｉｄ. Ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｉｓ               ａｌｓｏ               ｎｏｔ               ｅｘｐｅｃｔｅｄ               ｔｏ               ｒｅｐｌａｃｅ               Ｍｅｄｉｃａｉｄ,               ｔｈｅ               ｆｅｄｅｒａｌ               ｍｅｄｉｃａｌ               ａｓｓｉｓｔａｎｃｅ               ｐｒｏｇｒａｍ               ｗｈｉｃｈ               ｃｏｖｅｒｓ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｆｏｒ               ｌｏｗ               ｉｎｃｏｍｅ               ｉｎｄｉｖｉｄｕａｌｓ. Ｈｏｗｅｖｅｒ,               ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｉｓ               ｃｅｒｔａｉｎｌｙ               ｅｘｐｅｃｔｅｄ               ｔｏ               ｈｅｌｐ               ｓｌｏｗ               ｔｈｅ               ｄｒａｉｎ               ｏｎ               Ｍｅｄｉｃａｉｄ,               ｗｈｉｃｈ               ｗｉｌｌ               ｉｎｃｒｅａｓｅ               ａｓ               ｂａｂｙ-ｂｏｏｍｅｒｓ               ａｇｅ               ａｎｄ               ｒｅｑｕｉｒｅ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ.                Ｈｏｗ               ｍｕｃｈ               ｃｏｖｅｒａｇｅ               ｃａｎ               ｂｅ               ｅｘｐｅｃｔｅｄ               ｆｒｏｍ               ｅｎｒｏｌｌｉｎｇ               ｉｎ               ｖｏｌｕｎｔａｒｙ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｉｎｓｕｒａｎｃｅ               ｆｒｏｍ               ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ? Ｃｕｒｒｅｎｔｌｙ,               ｄａｉｌｙ               ｌｏｎｇ               ｔｅｒｍ               ｏｒ               ｎｕｒｓｉｎｇ               ｈｏｍｅ               ｃａｒｅ               ｉｓ               ｅｘｐｅｃｔｅｄ               ｔｏ               ｂｅ               ａｔ               ｌｅａｓｔ               $50               ｐｅｒ               ｄａｙ               (ｏｒ               $18,250               ｐｅｒ               ｙｅａｒ),               ｂｕｔ               ｉｔ               ｍａｙ               ｂｅ               ａｓ               ｍｕｃｈ               ａｓ               $75               ｐｅｒ               ｄａｙ               (ｏｒ               $27,375               ｐｅｒ               ｙｅａｒ). Ｈｏｗｅｖｅｒ,               ｋｅｅｐ               ｉｎ               ｍｉｎｄ               ｔｈａｔ               ｄａｉｌｙ               ｎｕｒｓｉｎｇ               ｈｏｍｅ               ｃａｒｅ               ｃａｎ               ｂｅ               ａｓ               ｍｕｃｈ               ａｓ               $200               ｐｅｒ               ｄａｙ. Ｂｅｃａｕｓｅ               ｔｈｅ               ｃｏｓｔｓ               ｏｆ               ｎｕｒｓｉｎｇ               ｈｏｍｅ               ｃａｒｅ               ａｒｅ               ｓｏ               ｈｉｇｈ,               ｔｈｉｓ               ｉｎｓｕｒａｎｃｅ               ｐｒｏｇｒａｍ               ｗｏｕｌｄ               ｈｅｌｐ               ｃｏｖｅｒ               ｓｕｃｈ               ｉｔｅｍｓ               ａｓ               ｗｈｅｅｌｃｈａｉｒ               ｒａｍｐｓ               ａｎｄ               ｈｏｍｅ               ｈｅａｌｔｈ               ｃａｒｅ               ａｉｄｅｓ,               ｔｈｕｓ               ｅｎａｂｌｉｎｇ               ｐｒｏｇｒａｍ               ｅｎｒｏｌｌｅｅｓ               ｔｏ               ｒｅｍａｉｎ               ｉｎ               ｔｈｅｉｒ               ｈｏｍｅｓ               ｆｏｒ               ａｓ               ｌｏｎｇ               ａｓ               ｐｏｓｓｉｂｌｅ. Ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｗｏｕｌｄ               ａｌｓｏ               ｎｏｔ               ｄｉｓｃｒｉｍｉｎａｔｅ               ｂｅｔｗｅｅｎ               ｅｎｒｏｌｌｅｅｓ               ｗｈｏ               ｂｅｃａｍｅ               ｉｎｊｕｒｅｄ               ｏｒ               ｏｔｈｅｒｗｉｓｅ               ｉｎｃａｐａｃｉｔａｔｅｄ               ａｆｔｅｒ               ａｇｅ               65               ａｎｄ               ｔｈｏｓｅ               ｗｈｏ               ｒｅｑｕｉｒｅｄ               ａｓｓｉｓｔａｎｃｅ               ｂｅｆｏｒｅ               ｔｈａｔ               ａｇｅ.                Ｔｗｏ               ｔｈｉｎｇｓ               ｔｏ               ｋｅｅｐ               ｉｎ               ｍｉｎｄ               ａｒｅ               ｔｈｅ               ｆｏｌｌｏｗｉｎｇ:               ｍａｎｙ               ｉｎｄｉｖｉｄｕａｌｓ               ｗｈｏ               ｃａｒｒｙ               Ｍｅｄｉｃａｒｅ               ｃｏｖｅｒａｇｅ               ａｓｓｕｍｅ               ｔｈａｔ               Ｍｅｄｉｃａｒｅ               ａｕｔｏｍａｔｉｃａｌｌｙ               ｃｏｖｅｒｓ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｏｒ               ｎｕｒｓｉｎｇ               ｈｏｍｅ               ｃａｒｅ. Ｉｔ               ｄｏｅｓ               ｎｏｔ. Ｗｈｉｌｅ               Ｍｅｄｉｃａｒｅ               ｍａｙ               ｃｏｖｅｒ               ｔｈｅ               ｃｏｓｔ               ｏｆ               ａ               ｎｕｒｓｉｎｇ               ｈｏｍｅ               ｆｏｒ               ａ               ｇｉｖｅｎ               ｐｅｒｉｏｄ               ｏｆ               ｔｉｍｅ               ｆｏｌｌｏｗｉｎｇ               ａ               ｈｏｓｐｉｔａｌｉｚａｔｉｏｎ,               ｉｔ               ｄｏｅｓ               ｎｏｔ               ｃｏｖｅｒ               ｌｏｎｇ               ｔｅｒｍ               ｃａｒｅ               ｉｎｄｅｆｉｎｉｔｅｌｙ. Ａｎｏｔｈｅｒ               ｔｈｉｎｇ               ｔｏ               ｋｅｅｐ               ｉｎ               ｍｉｎｄ               ｉｓ               ｔｈａｔ,               ｅｖｅｎ               ｉｆ               ｏｎｅ               ｅｎｒｏｌｌｓ               ｉｎ               ｔｈｅ               ＣＬＡＳＳ               Ａｃｔ               ｐｒｏｇｒａｍ               ｎｅｘｔ               ｙｅａｒ,               ｂｅｎｅｆｉｔｓ               ｗｉｌｌ               ｎｏｔ               ｂｅ               ｐａｉｄ               ｏｕｔ               ｕｎｔｉｌ               ａｔ               ｌｅａｓｔ               ｔｈｅ               ｙｅａｒ               2016. Ｔｈｉｓ               ｌｉｍｉｔａｔｉｏｎ               ｍｅａｎｓ               ｔｈａｔ               ｗｏｒｋｅｒｓ               ｗｈｏ               ａｒｅ               ｃｕｒｒｅｎｔｌｙ               62               ｙｅａｒｓ               ｏｆ               ａｇｅ               ｏｒ               ｏｌｄｅｒ               ｍａｙ               ｎｏｔ               ｈａｖｅ               ｅｎｏｕｇｈ               ｅｍｐｌｏｙｍｅｎｔ               ｔｉｍｅ               ｌｅｆｔ               ｆｏｒ               ｓｕｆｆｉｃｉｅｎｔ               ｐｌａｎ               ｅｎｒｏｌｌｍｅｎｔ.                Ｒｅｆｅｒｅｎｃｅ:               Ｓｈｏｕｌｄ               Ｌｏｎｇ-Ｔｅｒｍ-Ｃａｒｅ               Ｉｎｓｕｒａｎｃｅ               Ｂｅ               Ｐａｒｔ               ｏｆ               Ｈｅａｌｔｈ               Ｒｅｆｏｒｍ?                ｈｔｔｐ://ｗｗｗ.ｔｉｍｅ.ｃｏｍ/ｔｉｍｅ/ｐｏｌｉｔｉｃｓ/ａｒｔｉｃｌｅ/0,8599,1946431,00.ｈｔｍｌ#ｉｘｚｚ168ｅＧＳ6ＩＰ

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   pattidudek.typepad.com/pattis_blog/   02/15/2013

   Excerpt from: NPR (click for full article) Home health care aides are waiting to find out if they will be entitled to receive minimum...

4. New York Times: Home Health Aides: Why Hire From an Agency?

   seniorslivebetter.typepad.com/   12/15/2008

   ... that address the rest of the items on that list: Will the home health aide be caring for someone with a diagnosed medical condition? If my mom hates...

5. Home Health Care Proves Resilient In Face Of Sandy Destruction

   pattidudek.typepad.com/pattis_blog/   11/15/2012

   ... of patients who rely on visiting nurses and home health aides for care ranging from bathing and feeding to oxygen and ventilators...

6. Home Health-Care Agencies "Compete With McDonald's" for Caregivers, Says Owner

   countrybydesign.wordpress.com/   08/09/2012

   Reblogged from OurParents: Home health-care aides love what they do but hate the pay, reports the Associated Press . And...

7. Obama Administration Mulls Rule To Give Home Health Aides Better Wages - Kaiser Health News

   cmhmd.blogspot.com/   04/29/2013

   ...and avoid moving to institutional care. Obama Administration Mulls Rule To Give Home Health Aides Better Wages - Kaiser...

8. Caregivers in New Jersey Choose Home Health Care for Aging Seniors

   familychoice.wordpress.com/   02/11/2009

   ...may be your home care expert. Tags: caregiver , companions , home health aide , Home Health Care , Live In , New Jersey , Pennsylvania , Philadelphia This entry was posted on...

9. Where Do We Draw the Line on Paying for Home Health Care?

   pgionfriddo.blogspot.com/   04/17/2013

   ...Bureau of Labor Statistics, the home health care industry grew rapidly. Over 839,000 people worked as home health aides in 2012. This represented...

10. Part 1: Home Health Care – How to Pick the Right One For YOU!

    ellenreaves.wordpress.com/   01/08/2013

    ...another day off from work. I set up the home care service to start the day after he arrived home. The home health aide rang his doorbell, he asked...

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